If I were to buy a 2011 Mazda MX-5 Miata right now, here are my insurance rates for a 6-month policy with the same coverages.
State Farm - $415.06
Travelers - $354.00
Allstate - $273.00
Progressive - $217.00
Geico - $165.08
Geico is the cheapest by more than $50. However, they are also the only company to provide UMPD limits of $100,000 per person/$200,000 per accident. Although the premium difference is rather negligable (we are talking $5 or so), this is important because the Miata only has 2 seats. A limit like $100,000/$300,000 is wasted because I will never have 3 people in the car....
Actually, If I max out the coverages (except for collision) Geico is still $30 cheaper than Progressive.
Monday, February 14, 2011
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